Lenders

We have no affiliation with or referral relationships with any of these lenders - they have simply provided timely, high quality service to past clients and we feel confident they will provide the same to you.

Once you speak with lenders and narrow things down to one or two choices, please get your application started before we put in an offer! Your earnest money will be safest that way and the process will run more smoothly and quickly.

When you make an offer and get under contract, lenders need to be able to order the appraisal immediately, and you having your docs submitted in advance allows them to do that. When we see people running into trouble, it is because of appraisal delays, which delay loan approval, which delay closing. Sellers are not required to solve these issues and they could put your earnest money at risk, so let's avoid them from the start.

• Online Lender and National Bank Precautions: Please note: online and other large national lenders (Chase, BofA, Wells Fargo) often have difficulty aligning with our local market behaviors. If you are considering using a non-local lender, please speak with them about each step in their process and confirm they can hit every one of your contract dates without a problem. In other parts of the country, it is not a problem to get timing extensions for financing delays but in the Front Range it can be. Missing an appraisal or loan date could put your Earnest Money at risk since a Seller could refuse to grant an extension and put you in a tight spot.